Tips on Avoiding Problems

1. Keep your premiums up to date.
2. Carefully read any letters or written information from your health fund.
3. Let your health fund know about any changes in your cirumstances which might effect your cover.
4. Ask your doctor (or doctor's staff members) for an estimate of fees before receiving treatment.
5. Contact your health fund before receiving treatment, especially before going to hospital.
6. Know your limits - for benefits on extras services
7. Make any claims promptly
8. Make a note of important advice
9. Regularly review your health insurance
10. If you decide to change funds, make sure you understand the difference in benefits before changing.

For further information on private health insurance please see our brochures