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  Health Insurance Choice Guide

  Choosing a Health Insurance Policy

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  Waiting Periods for Health Insurance

  How and why waiting periods work, including pre-existing conditions

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  The Right to Change

  A consumer guide to transferring from one health insurance product to another

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  Brochure on Doctors' Bills

  Managing doctor's bills and potential out-of-pocket costs

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  10 Golden Rules of Private Health Insurance

  Ten tips to help avoid problems with your health insurance

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  Making A Complaint

  What to do if you want to make a complaint

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  About Our Service

  PHIO's commitment to service

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  Privatehealth.gov.au

  Australia's leading independent source of information about private health insurance.

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  Insure? Not Sure? - Your Quick Guide to Health Insurance

  Brochure from the Private Health Insurance Administration Council (PHIAC), explaining the health insurance system

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  Private Patients' Hospital Charter

  Know your rights and responsibilities as a private patient in hospital

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  Lifetime Health Cover: What you need to know

  The rules about Lifetime Health Cover loading

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