The reasons and processes behind premium increases, and your options if you're considering changing your health insurance policy.

Going to hospital as a private patient? You have the right to ask about whether you will need to pay any extra out of your own pocket.

Keeping your policy payments up to date.

What isn't covered on your hospital insurance policy.

Private cover for psychiatric services, rehabilitation and psychology

If your policy excludes or restricts Plastic and Reconstructive Surgery, this means there are over 1600 non-cosmetic surgical procedures which your policy does not cover or covers only to a limited extent.